Example propertyImmeuble 1932Coming soon

Lausanne VD — Example property

Vaud · 16 Flats · CHF 9.8m

Visualisation: six-storey town building with a red hipped roof, front garden and steps on a light grey background

Example property for illustration; the image is a visualisation. Guildroof is in formation and does not yet hold any property. The figures show how we calculate and report.

Profile

A 1932 immeuble with sixteen flats in Lausanne, the capital of the canton of Vaud. Six storeys, hipped roof, front garden and steps — a classic town building in a market where housing is scarce.

Key figures

Purchase price: CHF 9.8m
Flats: 16
Year built: 1932
Canton: Vaud
Loan-to-value: 60 %
Mortgage: CHF 5,880,000
Equity: CHF 4.31m
Exp. return on equity*: 4.0 %
Minimum: CHF 100,000
Model: Co-ownership in the land register
Holding period: 5–10 years
Status: Coming soon

Financial forecast

Simplified annual calculation from the key figures

Financial forecast
Rental income per year	CHF 355,300
Management (20 % of rental income)	− CHF 71,100
Mortgage interest (1.9 % on CHF 5.88m)	− CHF 111,700
Distribution per year	CHF 172,500
Distribution per month	CHF 14,400
On a CHF 100,000 share, per month	CHF 333

Expected values, not guaranteed. Management includes maintenance plus the management and asset management fees; the individual fees are listed in the financial forecast in the data room. Maintenance, vacancy and interest may differ.

* Example property for illustration. Calculated with 60 % loan-to-value, 1.9 % interest, management at 15–22 % of rental income and 4 % ancillary costs. Not guaranteed.

Documents

In the data room, after verification

Valuationafter verification
Land register extractafter verification
Floor plansafter verification
Rent roll (redacted)after verification
Financial forecastafter verification

Risks of this building

01
Cantonal rules in Vaud on renovations and rents can delay works or make them more expensive.
02
Maintenance and renovation: a 1932 building needs renewal; there may be years without distributions.
03
Concentration risk: your share depends on a single building in a single location.

All risks